Why are the FCA and TSC not doing more.
What happened at Lloyds-HBoS and RBS-GRG is still going on today attacking victims of Lloyds-BSU.
When evidence is available on actions of Lloyds managers in predatory attacking consumers, why is TSC and FCA not doing more.
Even most police forces are looking the other way from the systemic frauds happening. WHY?
It seems when the authorities are not willing to act and provide justice then we need a public jury trial whether in the actual courts or outside the courts if they are not willing and by a jury of 12 hear evidence and pronounce judgement.
With some suitable publicity we should also have our own reviews to publish at the same time.
I find the "we cannot implement the Senior Managers Regime retrospectively" what disassembling hog wash intending to deceive.
We require that the managers at fault are banned from now and long into the future. It is ever thus the best punishment.
The loss of a career and employment positions of power should be a suitable lesson.
Handing out cautions to all the others of those involved that if they do similar again then they should look elsewhere for a career immediately and face a hefty fine.
Start with Fred Goodwin, the convicted of HBOS reading the 42/44 of the GRG now renamed section and turn the management of such accounts back to the local branch manager. Adding 42 branch managers to the network one in each branch or about one per county.
Mr Bailey I request and require that you use your departments powers and ban the largest in the SMR culpits, advise other departments that there are individuals and organisations that are "bad actors" in the proceedings eg various administrators and insolvency practitioners, accountancy firm sections particularly KPMG, and make a public act to restore some measure of public confidence that lenders will act honourably. The city institutions would also be made aware that consorting with such actors would be considered bad form.
Encouraging the replacment of the Chairman of RBS, half the Directors would also be a good start as Sir Davies has been crooked and misleading in his replies to the Treasury Select Committee, AGMs and I am sure provided a very bad example to all those below.