I have always maintained that there must have been scores of customers in Scotland who were victims of this exact same conduct and I have now been able to make contact with several who believe that they too have been defrauded.
One of the stumbling blocks in securing further criminal pursuit of RBS and some of its personnel is the assertion by the Crown Office in Edinburgh that despite the evidence and other papers I have provided along with my Police statement, there is insufficient corroboration of my allegations to pursue this any further. The Crown Office refuse to instruct the Police to undertake interviews with the named Bank personnel, and it refuses to force RBS to release all our files which I believe would be sufficient to provide the corroboration that is currently lacking. I have made three attempts to secure these files under SAR; firstly the Bank initially claiming that these had been destroyed, which, following the Clifford Chance review when this firm obtained our files, proved to be a blatantly dishonest statement; second and third attempts were met with the same response that the files were subject to legal privilege and release of these would be prejudicial to any ongoing legal challenge I may have against the Bank.
In order to try and overcome the issue of a lack of corroboration, I was advised to seek out other victims in Scotland, and, if other victims came forward with their evidence and experiences of similar conduct by RBS against them, to present these to the Crown Office and Police as evidence of systemic fraudulent conduct by RBS against its customers. With multiple instances of such conduct I am assured that the courts in Scotland will accept such evidence as an alternative to individual corroboration under what is termed as the Moorov Doctrine. http://www.scotlawcom.gov.uk/news/similar-fact-evidence-and-the-moorov-doctrine/
Now, having made contact with eight other victims who claim to have been similarly treated by RBS, I have arranged a meeting for us all in Perth on Wednesday 11th November at 11am. The meeting is to be held in The Tavern, South Street, Perth. PH2 8PA, http://www.tavern-perth.co.uk/
where we will all have the opportunity of meeting each other and exchanging our experiences, and considering if we collectively have sufficient evidence to present in a professionally formulated submission to the Crown Office in order that the Crown may consider criminal charges be pursued against RBS personnel.
If, having seen this blog, other Scottish based victims may consider that you too have similar experiences, we would be happy to welcome you to the meeting and you can contact me in the first instance by email; email@example.com or by telephone 07930 570434.